Baroda Tabit : Smart Banking Solutions with Baroda Tabit at Bank of Baroda

Baroda Tabit serves as a digital avenue allowing customers to open savings and current accounts with Bank of Baroda via tablets. As a relationship-based assisted mobility platform, it ensures a smooth journey for both branch users and customers. The platform extends its services to various digital products, including life insurance, merchant onboarding, digital auto loans, and more, catering to sole proprietors, individuals, companies, and partnerships. This blog post delves into the functionalities, operations, and benefits of Baroda Tabit.

What is Baroda Tabit?

Baroda Tabit, an abbreviation for Bank of Baroda Tablet Banking, is a cutting-edge digital onboarding solution enabling customers to open savings and current accounts with Bank of Baroda seamlessly, without paperwork hassles. Positioned within the bank’s digital transformation initiative, its primary goal is to offer an enhanced banking experience and simplify customer onboarding, departing from traditional methods.

Fueled by BOB World Tab, a specialized tablet device utilized by branch staff, Baroda Tabit features a user-friendly interface and a biometric scanner capturing customer details such as Aadhaar and PAN. This tablet enables customers to effortlessly upload KYC documents and their signature, expediting the account opening process to just a few minutes. Customers are then promptly provided with an instant welcome kit, comprising a debit card and a chequebook.

What is the Working Mechanism behind Baroda Tabit?

Baroda Tabit operates in a straightforward and user-friendly manner. Customers visiting any Bank of Baroda branch can request to open an account using it. The branch staff utilizes the BOB World Tab to initiate the account opening. Customers are required to provide Aadhaar and PAN details, which are verified through the biometric scanner. Additionally, customers upload KYC documents and their signature via the tablet.

Baroda Tabit offers a range of savings and current account schemes, along with digital products like life insurance, merchant onboarding, and digital auto loans. Customers can also choose their preferred branch, account number, and debit card PIN through the tablet. The account opening process is efficiently completed within minutes, and customers promptly receive a welcome kit containing a debit card and a chequebook.

Moreover, customers have the convenience of accessing their account through internet banking, mobile banking, and other digital channels.

Exploring the Perks: Benefits of Baroda Tabit

Baroda Tabit extends numerous advantages to both customers and the bank, some of which include:

For Customers

1. Efficient Account Opening: It offers a swift and hassle-free method for opening savings and current accounts with Bank of Baroda.
2. Paperless Process: It eliminates the need for traditional paper forms, physical documents, and manual verification.
3. Cost and Time Efficiency: The platform reduces operational costs and time for both the bank and the customer.
4. Enhanced Satisfaction: By providing a superior banking experience and seamless onboarding, Baroda Tabit contributes to heightened customer satisfaction and loyalty.
5. Unified Digital Services: Customers can conveniently access various digital products and services through a single platform.
6. Versatile Support: It caters to diverse customer types, including sole proprietors, individuals, companies, and partnerships.
7. Customer Base Expansion: The platform aids the bank in broadening its customer base and increasing CASA (Current Account and Savings Account) deposits.

For Banks Employees

1. Streamlined Operations: Baroda Tabit optimizes operational efficiency by minimizing manual tasks and paperwork, allowing bank employees to dedicate more time to strategic and customer-focused endeavors.
2. Elevated Customer Engagement: Through its digital prowess, it enables bank employees to interact more seamlessly with customers during the account opening process, resulting in heightened satisfaction and stronger customer loyalty.
3. Time-Efficient Solutions: The intuitive design of BOB Tabit, coupled with its swift account opening procedures, saves valuable time for bank employees. This time efficiency empowers them to efficiently manage higher customer volumes and transaction loads.
4. Simplified Training and Adoption: BOB Tabit‘s user-friendly interface ensures a smooth learning curve for bank staff, facilitating easy training and rapid adoption of digital processes.
5. Real-time Data Access: The digital capabilities of it provide bank employees with instantaneous access to customer information, empowering them to make well-informed decisions and offer personalized services.
6. Cross-selling Potential: it’s diverse digital product offerings create avenues for bank employees to engage in effective cross-selling, contributing to the diversification of revenue streams.
7. Job Satisfaction Boost: By streamlining processes, reducing paperwork, and cultivating a tech-savvy work environment, it enhances overall job satisfaction among bank employees, fostering a positive morale and potentially increasing retention rates.

Overall, Baroda Tabit not only revolutionizes operational efficiency but also creates a uniquely empowering environment for bank employees, redefining their roles in the digital banking landscape.

Utilizing BOB Tabit : How to

Unlocking the Account Opening Process with Bob Tabit: A Step-by-Step Guide

1. Visit a BOB Tabit-enabled Bank of Baroda branch:
   Head to your nearest Bank of Baroda branch equipped with Tabit facilities.
2. Choose your desired account type:
   Select your preferred account scheme from the options available on the tablet screen.
3. Input personal details:
   Use your finger or a stylus pen to input personal information such as name, address, PAN number, etc., directly on the tablet screen.
4. Upload required documents:
   Utilize the camera or gallery option on the tablet screen to upload necessary documents, including identity proof and address proof.
5. Confirm details and agree to terms:
   Review your entered details, then confirm and agree to the displayed terms and conditions using your finger or stylus pen.
6. Verify with OTP:
   Receive a One-Time Password (OTP) on your registered mobile number and enter it on the tablet screen using your finger or stylus pen for verification.
7. Account opened successfully:
   Within seconds, your account will be successfully opened, marking the completion of the process through BOB Tabit.

Reasons to Opt for BOB Tabit : Features Explined

Embark on a revolutionary journey in opening accounts with it, offering an array of advantages that surpass traditional methods:

1. Flexible Convenience, Anytime, Anywhere:
   Liberate yourself from the confines of physical branches and paperwork hassles. BOB Tabit allows account openings at your convenience, putting the power of banking in your hands.
2. Swift Processes, Minimized Delays:
   Bid farewell to time-consuming queues and paperwork delays. BOB Tabit ensures a rapid account opening process, enabling customers to complete it within minutes, not hours.
3. Advanced Security Protocols:
   Elevate your peace of mind with BOB Tabit’s robust security features, including biometric authentication and OTP verification. Whether online or offline, your information is safeguarded against potential threats.
4. Personalized Customer Engagement:
   Immerse yourself in a banking experience like no other. BOB Tabit goes beyond efficiency, providing personalized attention from bank staff throughout the account opening journey, ensuring every customer feels valued.
5. Sustainable and Paperless Approach:
   Embrace environmental sustainability with BOB Tabit’s paperless approach, reducing the carbon footprint associated with traditional paperwork.
6. Instant Updates for Transparency:
   Stay informed at every step. It keeps customers in the loop with real-time updates, fostering transparency and enhancing the overall engagement.
7. Digital Accessibility of Important Documents:
   Access your account-related documents digitally, ensuring crucial paperwork is always at your fingertips, enhancing convenience and reducing the risk of document misplacement.
8. Flexibility Across Digital Platforms:
   Experience the flexibility of multi-platform accessibility. BOB Tabit caters to customers through various digital channels, ensuring a seamless experience across devices.

Opt for BOB Tabit for an account opening journey that redefines the benchmarks of convenience, speed, security, customer satisfaction, eco-friendliness, real-time engagement, digital document accessibility, and multi-platform convenience.

Conclusion

Baroda Tabit, Bank of Baroda’s digital platform, redefines account opening with swift, paperless processes. Offering a diverse digital product suite, it efficiently caters to sole proprietors, individuals, companies, and partnerships. The result is enhanced customer satisfaction, reduced operational costs, and expanded customer base and CASA deposits for the bank.

FAQs

What are the prerequisites for eligibility to access BOB Tabit?

To utilize Baroda Tabit, customers must hold an account with Bank of Baroda or a participating bank. Additionally, they need valid identity proof, address proof, PAN card, Aadhaar card, etc. Access is available at branches equipped with tablets running BOB software or through personal devices with internet connectivity.

Are there any charges for utilizing BOB Tabit?

Utilizing Baroda Tabit is entirely free of charge. Customers only incur fees associated with opening an account or availing specific services through their regular bank account. Additionally, they have the opportunity to benefit from various offers and discounts provided by Bank of Baroda or its partners when using BOB Tabit.

What is the typical duration for opening an account using BOB Tabit?

The account opening process with BOB Tabit typically takes less than 15 minutes. This involves completing an online form on the tablet screen, verifying details through biometric authentication, electronically submitting documents, selecting preferred account features, and more. Instantly, the account number is sent to the registered mobile number.

How secure is the information provided during the use of BOB Tabit?

Rest assured, your data is safeguarded when using BOB Tabit. The tablet employs a robust firewall system to prevent unauthorized access, and the information entered is encrypted and stored in a secure cloud server accessible only by authorized personnel. For added security, you have the option to lock your tablet with a password or PIN code.

What are the contact options available to reach Bank of Baroda for queries or issues related to account opening through BOB Tabit?

For assistance, Bank of Baroda offers multiple communication channels, including phone calls, emails, SMS, and a chatbot. Additionally, you can visit a nearby branch with customer care services. Further details about these channels can be found on the Bank of Baroda’s official website.